⁠Platform Spotlight Deep Dive

Platform Spotlight Deep Dive

Platform Spotlight Deep Dive

Bulk Payments made easy with GIP Payment Distribution Module (PDM)

What is the GIP PDM?

The Payment Distribution Module (PDM) is a comprehensive bulk payment solution that enables Financial Institutions and Corporate Organisations to transfer funds to multiple recipients efficiently through one integrated platform.It supports payments such as:

  • Insurance claim settlements
  • Employee payroll
  • Promotional payments
  • Supplier payments
  • Project fund disbursements
  • Dividend payments
  • Loan disbursements

Key Service Features

  • Processing Portal
  • One-to-Many Disbursements
  • Maker-Checker Controls
  • Account Validation (Payee Confirmation)

Benefits to Partners

  1. Streamline bulk payments to bank accounts and mobile money wallets, significantly reducing manual effort and processing time.
  2. It eliminates the need for multiple integrations with various beneficiary institutions,cutting administrative and operational costs.
  3. Beneficiaries are credited instantly ensuring that recipients can access and use funds immediately.
  4. This platform extends payments to unbanked and underbanked individuals who rely on mobile money wallets as their primary financial account.
  5. There is access to detailed transaction records and reporting tools that simplify reconciliation, auditing, and compliance processes.

How to Access the GIP PDM

For Financial Institutions

  1. Contact the GhIPSS RealTime Payments Unit.
  2. Complete the onboarding and integration requirements.
  3. Configure internal workflows (maker-checker, approval levels).
  4. Begin processing bulk disbursements through the PDM portal or via system integration.

For Corporate Institutions

  1. Engage your relationship bank and request access to the GIP PDM service.
  2. Complete onboarding documentation and compliance requirements.
  3. Receive portal credentials or API access (depending on deployment model).
  4. Start uploading bulk payment files for instant disbursement.

Our team provides technical guidance and support throughout the onboarding process to ensure seamless deployment.

Get Started Today

Contact the RealTime Payments Unit via:
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: 0501307312 | 0205398172

Transform your bulk payments today


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The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly owned subsidiary of the Bank of Ghana.

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Location: #19 Mayor Road, Adjacent Advantage  Place, Ridge.

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