GhanaPay is a mobile money service provided by universal banks, rural banks, and savings and loans companies to individuals and businesses. It is like any mobile money service, but with additional banking services designed for your financial freedom. Everyone with access to a mobile phone, can register for a GhanaPay Wallet, with or without a bank account. Read More
ACH is an abbreviation for Automated Clearing House. It is an electronic payment system which receives, processes and clears payments in the form of Direct Credits (DC) and Direct Debits (DD) on behalf of financial institutions especially banks.
ACH DC is a secure and reliable bulk payments service, which allows corporate institutions to make single or batched payments by electronically transferring funds directly into different bank accounts across the country.
A GhDual Card is a two-in-one payment card that has both the e-zwich & gh-link applications. It can be used as e-zwich, gh-link, or both, depending on the customer’s preference. An issuing bank can activate the functionalities that best serve a customer's needs.
GhIPSS Instant Pay (GIP) is a real-time interbank account-to-account credit transfer service. It allows funds to be sent across financial institutions electronically from one bank account to another as a single immediate payment.
The gh-link EMV Card is Ghana’s domestic card payment scheme launched by the Ghana Interbank Payment & Settlement System (GhIPSS) Limited in 2012. It was introduced to fulfil the Central Bank’s vision of offering a secure domestic card scheme tailored for Ghanaians.
A Quick Response Code (QR code) is made up of black and white squares that represent information which can instantly be read using a smartphone camera. It works similarly to a barcode used at the supermarket.
